42. And Then Wonder Why You’re Broke
Poor money handling is definitely a problem. Irresponsible use of credit, predatory tricks, and general lack of education on how to have responsible financial habits are all symptoms that can lead to wasted money and even end someone up in a really bad financial situation that could have been avoided all along.

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It’s a bad habit a lot of people have, but it’s also hard to make good decisions if you don’t have the head for it and understand how the whole system works. And make no mistake, it is a very complicated system we have to deal with.